If you are driving a car in U.K. then you can’t do so without car insurance. You are legally bound to have car insurance. It is t safeguard you from any losses that you may suffer due to a road accident. Car insurances cover cars specifically and do not cater to vans, trucks or bikes. You can now easily buy car insurance online.
A car is described as an auto normally with four wheels and carrying its engine and which is capable of carrying one to eight persons. it is meant to carry people and not goods. It can vary from the humble robin reliant to Mercedes to family cars like ford galaxy.
There are many online car insurance portals which can help you find cheap car insurance online. These portals give you multiple quotes from the different car insurance vendors. It has become easy to research and choose the car insurance, which suits your needs, online.
Most car insurance vendors offer a 10%-12.5% discount on insurance if you buy car insurance online from their websites. All you need to do is fill up a few basic requirements and ask for the best suited quotes. Once you have studied and compared the quotes you can finalize that one plan which meets all your needs, and if you decide to buy it online you may be in for a good discount as well.
Cheap car insurance does not have to mean inadequate cover. Good portals can ensure that you get a good quality cover even if you buy cheap car insurance online.
Basically car insurance can be divided into three broad categories:
Comprehensive car insurance – this insurance protects you from losses when the insured is the cause of the accident or when one cannot trace the third party and pin losses on them.
Third party fire and theft car insurance – this insurance helps you to cover the obligations you may incur regarding a third party’s injury or death in an accident. It also protects you against loss due to theft.
Third party only car insurance – this is the most basics of the car insurances available and is also the minimum required by law in U.K. it helps you to set off your liabilities to a third party in a road accident.
All the three types of insurance covers are valid for the policyholder or any other driver you may want to include in the policy. You may also go in for specialized car insurance policies which may cater exclusively for social use, commuting to work and back or even for business requirements.
Whatever your needs you can easily find the right car insurance online. The online car insurance portals are a good source of authentic information on the best deals available for buying car insurance online. Most of them carry specific discounts and schemes which may not be available offline. More over it is the best way to research and compare all the available schemes. So get online and discover the best deals for car insurance.
Article Source:
Buy Car Insurance Online!
24 Aug 2009
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