25 Aug 2009

No Win No Fee Accident Claims!

Meeting an accident is not only physically incapacitating, it also has a great impact on the person emotionally, psychologically and financially.

We are lucky if we have an insurance where we can claim from in the case of an accident. The sad fact is: claiming from an insurance company can be as devastating as meeting an accident.
The injured person usually has to go through a lot of hassle before he will be able to claim from the insurance. Usually the person would need to engage the services of a solicitor which causes additional fees to the insured person when the services should be free in the first place.
Most people are not aware of the fact that insurance claims for injuries should be on a no win no fee basis with only a few exceptions.

What is a No Win No Fee Accident Claim?

A No Win No Fee Accident Claim means that if you made a claim from your insurance but you didn’t win, you will not pay anything to your injury lawyer. This is because the injury lawyers are also covered with another insurance that shoulders the cost when the claim of the client was not successful. Good thing is most insurance claims are successful and the insured usually was able to get full payment so most of the injury lawyers get paid.

How do I make an accident insurance claim?

Before making a claim from your insurance provider, the purpose of the insurance should be very clear to you. An accident insurance is a protection that you get to support you in cases wherein you incurred financial losses or when you have undergone situations that caused you suffering or pain. Claims should be anchored on this premise; otherwise, you are just wasting your time and the time of your solicitor. No matter how experienced your injury lawyer is, you will not be able to claim if you are not on the right premise. There are some accidents that are not covered under an accident insurance such as accidents that are brought about by sheer negligence of the person or a third party or accidents that do not really brought suffering to the insured person.

Once you have ascertained that you injury is worthy to be claimed from your insurance, prepare all the necessary documents because you need to provide evidence of your injury. Some of these documents are medical record or police record.

If your case is a bit complicated and you would need the advice of an expert, you may opt to engage the services of an injury solicitor. However, it should be noted that the services of the injury solicitor should be on a no win no fee arrangement.

How do I ensure that a No Win No Fee accident claim?

Secure that your arrangement with your injury lawyer is a no win no fee one by having a written confirmation. As much as possible, establish each other’s obligation even at the start of the relationship. Note however that there are some accidents wherein the insured has certain obligations to the solicitor. This is the reason why the obligations should be established at the start to prevent further conflicts later on.

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No Win No Fee Accident Claims!

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